Subscription Cost Tracker

How to use the subscription cost tracker

Enter each subscription’s billing amount, frequency and next date. Weekly bills are normalized as fifty-two payments per year, monthly bills as twelve, quarterly bills as four and annual bills as one. Adding those annual equivalents and dividing by twelve gives an average monthly cost. The next-date field is a manual note, not evidence that a charge occurred. Results use one currency and do not convert exchange rates.

Will this connect to my bank or cancel subscriptions?

No. This is a manual tracker. It does not detect charges, advance billing dates, cancel services or send renewal notifications. Update amounts and dates when a plan changes.

Where is my saved list stored?

Save in browser stores the list only in this browser on this device. Load saved restores it; Clear saved removes it. Private browsing or clearing site data may erase it. Export a CSV if you need a separate copy.

How should I compare scenarios?

Start with the example, then replace every relevant value with your own figures. Keep the currency and time periods consistent. Change one assumption at a time and calculate again to see its effect. The initial values are examples, not recommended rates, prices or budgets. When comparing alternatives, include the same categories in each scenario so that a missing expense does not make one choice appear cheaper.

Can I save or share the result?

Use Copy summary for a concise text result, or Export CSV for the available figures. Calculations run in your browser; entered amounts are not uploaded by this tool. An exported file contains your information, so choose where to store or share it. Displayed amounts are rounded to two decimal places, while most intermediate calculations retain additional precision. Small differences from a bill or statement can therefore occur.

What should I check before using the numbers?

Read the calculation assumptions beside the result and confirm the inputs against the relevant quote, agreement or records. This tool provides an estimate based on those inputs, not an approval, market forecast or personalized financial recommendation. Refresh the calculation when your circumstances or the underlying terms change.