Your Canadian toolkit.
From your next paycheque to your next home. Useful calculators and photo preparation in one place.
5 calculators
Canadian Mortgage Calculator
Compare payment schedules, CMHC premiums and the effect of extra repayments.
Open calculator →SHOPPING & TAXGST / HST Calculator
Add or remove GST/HST by province. PST and QST are not included.
Open calculator →INCOME · 2026Canada Take-Home Pay Calculator
Estimate after-tax salary across all 13 provinces and territories.
Open calculator →RENTINGProrated Rent Calculator
Split rent using the actual calendar days in a month, with both occupancy endpoints included.
Open calculator →BUYING A HOMEHome Buying Cost Planner
Add down payment, legal fees, transfer taxes and other closing costs. Enter local fees and rebates yourself.
Open calculator →A better start for your ID photo.
Check an original photographer’s file against selected size requirements, review head positioning and prepare a clearly labelled layout draft. Passport and PR photos must follow official rules; editing a selfie does not make it an accepted application photo.
Open photo tools →Choose the right tool for your next step
Use the mortgage calculator to explore payments, then the home buying cost planner to include closing expenses. The cost planner uses the fees you enter; it does not automatically determine provincial or municipal land-transfer taxes, eligibility for rebates or first-time buyer incentives.
The GST/HST calculator covers GST and HST on standard taxable supplies. Provincial sales taxes and Quebec sales tax are separate. Rent proration uses actual calendar days, so check whether your lease requires a different method. Salary results are annual averages using the stated 2026 assumptions, rather than an exact payslip.